Personal Finance
24.0% per year
For weddings, school fees, home repairs or medical bills.
- Borrow ₨ 50,000 to ₨ 3,000,000
- Repay over 6 to 48 months
- For incomes from ₨ 50,000 a month
See your monthly instalment before you apply
Choose an amount and a term. Apply from your phone in about ten minutes, upload your documents, and follow every step until the money reaches your account.
Get the Amanova app
Add it to your home screen, no app store needed.
Add it to your home screen, no app store needed.
Loans you can apply for online
Car Murabaha
15.5% per year
Shariah-compliant car financing for locally made cars.
- Borrow ₨ 500,000 to ₨ 3,000,000
- Repay over 12 to 60 months
- For incomes from ₨ 100,000 a month
Salary Advance
18.0% per year
Up to two salaries, repaid in 3 to 12 months.
- Borrow ₨ 20,000 to ₨ 300,000
- Repay over 3 to 12 months
- For incomes from ₨ 40,000 a month
Home Musharaka
14.0% per year
Buy, build or renovate your home with Diminishing Musharaka.
- Borrow ₨ 1,000,000 to ₨ 50,000,000
- Repay over 36 to 240 months
- For incomes from ₨ 100,000 a month
Gold Finance
24.0% per year
Cash against your gold, kept safe in the bank's vault.
- Borrow ₨ 50,000 to ₨ 3,000,000
- Repay over 3 to 36 months
- For incomes from ₨ 50,000 a month
Home Construction
14.0% per year
Build on your own plot with financing released stage by stage.
- Borrow ₨ 1,000,000 to ₨ 50,000,000
- Repay over 36 to 240 months
- For incomes from ₨ 100,000 a month
How it works
- Create your accountYour CNIC, mobile number and a one-time code.
- Tell us what you needAmount, term, and your income details.
- Upload documentsPhotos from your phone camera are fine.
- Get your decisionAccept the offer in the app and track your loan.
What you'll need
Keep these ready to finish faster. Each product lists exactly what it needs once you choose it.
- Your CNIC (front and back)
- Your latest salary slip or proof of business income
- Bank statement for the last six months